THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER IN SECTION 14. THIS AFFECTS YOUR LEGAL RIGHTS. PLEASE READ CAREFULLY.
FASTFUNDAPP IS NOT A LENDER. WE DO NOT MAKE CREDIT DECISIONS OR PROVIDE FUNDING. WE CONNECT BUSINESSES WITH INDEPENDENT LENDING PARTNERS.
1. Agreement to Terms
By accessing or using FastFundApp’s website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Service
FastFundApp is a referral and matching platform that connects businesses seeking funding with a network of independent third-party lending partners. FastFundApp is not a lender, does not make credit decisions, and does not directly provide funding. We facilitate introductions between businesses and potential lenders.
FastFundApp does not originate, underwrite, or fund loans. We are not a broker-dealer, investment adviser, or licensed lending institution. We do not receive compensation from you for our referral services. Our compensation comes solely from lending partners when a funding transaction is successfully completed.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal authority to represent the business for which you are applying
- Provide accurate and truthful information in your application
- Operate a legally compliant business
4. No Guarantee of Funding
Submitting an application through FastFundApp does not guarantee approval or funding. All funding decisions are made solely by the individual lending partners. Eligibility indications, preliminary estimates, or funding ranges displayed on our platform are for informational purposes only and are not offers of credit. These are not binding and actual terms may differ significantly based on lender underwriting. You are not obligated to accept any offer.
5. User Obligations
By using our services, you agree to:
- Provide accurate, current, and complete information in your application
- Not misrepresent your business, revenue, or financial situation
- Not use our services for any fraudulent or unlawful purpose
- Keep your contact information up to date
- Review and understand any terms offered by lending partners before accepting funding
- Acknowledge that you are not relying on any representations by FastFundApp regarding approval likelihood, funding amounts, or terms
- Understand that each lender has independent underwriting criteria
- Accept sole responsibility for reviewing and understanding all terms before accepting any funding offer
6. Representations and Warranties
You represent and warrant that:
- You have the legal authority to bind the business entity on whose behalf you are applying
- All information provided is accurate, complete, and not misleading
- You have not filed for bankruptcy in the past 12 months (or will disclose if you have)
- You are not subject to any pending litigation that would materially affect your ability to repay funding
- Your business is legally operating and compliant with all applicable laws and regulations
- You will not use any funding obtained for illegal purposes
- The business has been operating for at least 6 months (or as otherwise disclosed)
7. Information Sharing
By submitting an application, you authorize FastFundApp to share your application information with:
- Up to 5 lending partners in our network for evaluation purposes
- The referring affiliate partner (if applicable) who will receive status updates on your application but not your full personal or financial details
- Service providers including Plaid (bank verification), Stripe (payment processing), and hosting infrastructure providers, who are bound by confidentiality agreements
- Law enforcement or regulatory agencies if required by law
You understand that once shared with lending partners, those partners’ privacy policies govern their use of your information. For full details on how we handle your data, see our Privacy Policy.
8. Communications Consent
By submitting an application and providing consent, you agree to receive communications via phone, SMS, and email regarding your application and funding options from FastFundApp and our lending partners. These communications may include autodialed or pre-recorded calls or messages. Standard message and data rates may apply.
Your consent to be contacted is not required to apply for funding. You may opt out at any time by:
- Replying STOP to any SMS message
- Contacting us at info@fastfundapp.com
- Calling +1 (929) 236-2529
9. Intellectual Property
All content, features, and functionality on the FastFundApp platform, including text, graphics, logos, designs, and software, are owned by FastFundApp or its licensors and protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our services for their intended purpose. You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any material from our platform without prior written consent.
10. Limitation of Liability
FastFundApp shall not be liable for:
- Any funding terms, interest rates, fees, or repayment schedules offered by lenders
- Any actions or omissions by lending partners, including approval decisions, delays, denials, funding disbursement, or collection practices
- Any business decisions you make based on funding obtained through our platform
- Any technical errors, interruptions, data loss, or security breaches on our platform
- Any damages resulting from your use or inability to use our services
- Any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost revenue, lost business opportunities, or reputational harm, even if advised of the possibility of such damages
This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, warranty, or any other legal theory.
Your relationship with any lender is solely between you and that lender. FastFundApp is not a party to any funding agreement and has no control over lender terms, approval decisions, or business practices.
11. Liability Cap
To the maximum extent permitted by law, FastFundApp’s total aggregate liability to you for any and all claims arising from your use of our services shall not exceed $500 USD.
12. Disclaimer of Warranties
Our services are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.
We do not warrant that:
- Our services will be uninterrupted, timely, secure, or error-free
- Any specific results, approvals, or funding amounts will be achieved
- Any information provided through our platform is accurate, complete, or reliable
- Any defects or errors will be corrected
- Our servers or services are free of viruses or other harmful components
13. Indemnification
You agree to indemnify, defend, and hold harmless FastFundApp, its affiliates, subsidiaries, and their respective officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from:
- Your use or misuse of our services
- Your violation of these Terms of Service
- Your violation of any rights of another party
- Your misrepresentation of information in your application
- Any fraudulent or illegal activity related to your use of our services
- Any breach of your representations and warranties
14. Dispute Resolution and Arbitration
A. Informal Resolution: Before filing any claim, you agree to contact us at legal@fastfundapp.com and attempt to resolve the dispute informally for at least 30 days. Provide a description of the dispute, your contact information, and the relief you seek.
B. Binding Arbitration: If informal resolution fails, you agree that any dispute, claim, or controversy arising out of or relating to these Terms or use of our services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes. The arbitration shall be conducted in Wilmington, Delaware, or remotely via videoconference if mutually agreed.
The arbitrator’s decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction. Each party shall bear its own costs and attorneys’ fees unless the arbitrator awards them to the prevailing party.
C. CLASS ACTION WAIVER: YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST FASTFUNDAPP.
D. Exceptions: Either party may bring claims in small claims court if the claim qualifies for small claims court jurisdiction. Either party may seek injunctive or equitable relief in court to protect intellectual property rights or prevent unauthorized use of our services.
E. Opt-Out Right: You may opt out of this arbitration agreement within 30 days of first using our services by sending written notice to legal@fastfundapp.com stating your name, address, and intent to opt out. If you opt out, you and FastFundApp may pursue claims in court, but the class action waiver in Section 14(C) still applies.
F. Changes to Arbitration: If FastFundApp makes any future changes to this arbitration provision (other than a change to our address), you may reject the change by sending written notice within 30 days of the change to legal@fastfundapp.com.
15. Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Reasons for termination may include, but are not limited to:
- Violation of these Terms of Service
- Providing false, misleading, or fraudulent information
- Suspected fraudulent or illegal activity
- Non-cooperation with lender verification requests
- Abusive or threatening behavior toward our staff or partners
- Any conduct that we determine to be harmful to other users, our business, or third parties
Upon termination, your right to use our services ceases immediately. Sections 9–18 shall survive termination.
16. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any legal action or proceeding (excluding arbitration) shall be brought exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to the personal jurisdiction of such courts.
17. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page with an updated “Last updated” date. Material changes will be highlighted at the top of this page for 30 days.
Your continued use of our services after changes are posted constitutes acceptance of the modified terms. If you do not agree to the modified terms, you must stop using our services.
18. Severability
If any provision of these Terms is found to be unenforceable, invalid, or illegal by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
19. Entire Agreement
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and FastFundApp regarding use of our services and supersede any prior agreements, understandings, or communications, whether written or oral.
20. No Waiver
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. No waiver by FastFundApp of any term or condition shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
21. Assignment
You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms in whole or in part at any time without notice to you.