1. Introduction
FastFundApp (“we,” “us,” or “our”) operates the website fastfundapp.com and related services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an application through our platform.
2. Information We Collect
We collect the following types of information:
- Personal Information: First name, last name, email address, phone number, and business name when you submit an application.
- Business Information: Monthly revenue, time in business, industry, requested funding amount, and other business details relevant to your funding application.
- Financial Information: Bank statements and financial data you choose to provide, either through direct upload or via our secure Plaid integration.
- Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytics data collected automatically.
- Cookies: We use session cookies to maintain your session state. We do not use third-party tracking cookies.
3. How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding application
- Match you with appropriate lending partners from our network
- Share your application data with potential lending partners who may offer you funding
- Contact you by phone, SMS, or email regarding your application and funding options (with your consent)
- Improve our services and user experience
- Comply with legal obligations
4. Sharing Your Information
We do not sell your personal information.
We share your application with lending partners in our network solely for the purpose of evaluating your funding request and providing you with offers. We earn a commission only when you are successfully funded, not from sharing your data.
We share your application data with up to 5 lending partners in our network who may contact you with funding offers. These partners are bound by confidentiality agreements. We may also share information with:
- Service providers who assist us in operating our platform (hosting, analytics, payment processing)
- Referring partners who directed you to our platform
- Law enforcement or regulatory bodies when required by law
5. TCPA Consent
By submitting an application and checking the consent box, you agree to be contacted by phone, SMS, or email regarding business funding options. You may receive autodialed or pre-recorded calls or messages. Standard message and data rates may apply. Consent is not a condition of purchase. You may revoke consent at any time by contacting us.
To opt out of SMS messages, reply STOP to any message. To opt out of calls, contact us at info@fastfundapp.com or call +1 (929) 236-2529. Your consent to be contacted is not required to apply for funding.
6. Data Security
We use industry-standard security measures to protect your data, including 256-bit SSL/TLS encryption for data in transit, AES-256 encryption for data at rest, and secure cloud infrastructure hosted on Railway/AWS. Sensitive financial data (SSN, bank account numbers) is stored exclusively by our payment processor Stripe and is not stored on our servers. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.
7. Data Retention
We retain your personal information for 7 years after your last interaction with us, or as required by applicable financial recordkeeping laws. You may request deletion of your data by contacting us at info@fastfundapp.com.
8. Your Rights
Depending on your location, you may have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your data
- Opt out of communications
- Withdraw consent at any time
To exercise any of these rights, contact us at info@fastfundapp.com.
9. Third-Party Services
Our platform integrates with third-party services including Plaid (for secure bank account verification) and Stripe (for payment processing). These services have their own privacy policies, and we encourage you to review them.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the “Last updated” date.
11. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect data from minors.
12. California Privacy Rights (CCPA)
If you are a California resident, you have the right to:
- Know what personal information we collect, use, and share
- Request deletion of your personal information
- Opt-out of the sale of your personal information (we do not sell personal information)
- Non-discrimination for exercising your CCPA rights
To exercise these rights, email info@fastfundapp.com or call +1 (929) 236-2529.